At The LGBT Law Center, in Las Vegas, Nevada, we represent clients throughout Clark County, including North Las Vegas and Henderson.
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LOAN MODIFICATION

Loan Modifications typically involve a forebearance of the principal balance, reduction of interest rate or an three
may result. A lender may be willing to modify a loan because the cost of doing so is less than the cost of Default or
Foreclosure.  However, most lenders are only offering loan modifications when a homeowner(s) qualifies for either
a federal based program (HAMP) because of the financial insentive set forth by the federal government.  
Occassionally a lender will offer and internal modification program particular to that lender.

While you can contact your lender and request a modification, negotiating with the bank for a modification can be
an overwhelming process for many homeowners.  There are free federal resources through HUD and Making
Homes Affordable to assist homeowners in modifying their loan, however, many clients contact our office after
trying on their own because they are either unsuccessful or ignored by their lender.  

As knowledgeable loan modification attorneys, we know the ins and outs of this industry and may be able to work
out a payment you can live with.  Being close to losing your home is extremely upsetting and you may be feeling
overwhelmed and hopeless.  However, with the proper dedication and aggressiveness of our attorneys, you will have
a highly skilled advocate on your side that can pursue an outcome that will allow you to move forward with your life.

We offer a free initial consultation.  At the LGBT Law Center of Las Vegas, we will meet with you, examine your
financial circumstances and help you understand the loan modificaiton process.  If we do not think you will qualify
for a loan modification, we will let you know.  Unlike many loan modification companies preying on desperate
homeowners, we will not take your case if we do not believe we can help you.

Every individual's situation is unique, and we will take the time to obtain all of the facts in order to provide you with
exceptional service and to provide you with ALL of your legal options.  Most often, attorneys charge less than loan
modification companies and if your lender violates the law, an attorney is able to pursue legal claims on your behalf.

worry that we are selling you a loan mod product, rather, our attorneys assess YOUR situation and advise you on
the best legal options available.  Contact us today, meet with our attorneys and let us help you navigate the
complexity of loan modification.  
Contact Us Today
Call (702) 706-LGBT
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